Hurricanes are the deadliest and MOST costly natural disasters.  Unfortunately, Florida & the Gulf region bear the brunt of these forces of nature.  Extremely high winds, water intrusion, floods, storm surge, infrastructure failures, power outages, standing water, loss of interior climate control, mold, lack of resources and personnel access can all contribute to the severity of damage and the timeframe for recovery. 

Residential property owners can experience everything from a full blowout to minimal roof damage. Public Adjuster assist in the identification, evaluation, and recovery from these damages. 

Some effects of hurricane damage can include:

• Structural damage to exterior envelope of the dwelling
  • Windows
  • Sliding glass doors
  • Roof systems
  • Fences, sheds & pool cages
  • Paint & Siding

Other factors that can complicate these claims are:

• Policy coverage limits or exclusionary language 
  • Policy Sublimits
  • Hurricane percentage deductibles
  • Time sensitive document filing obligations
  • Wind driven rain
  • Trees & Landscaping exclusions
• Unscrupulous contractors
• Insurer experts identifying damage as unrelated 
• Lack of insurance company resources to properly investigate  damages
• Insurer scheduling difficulties
• Mitigation obligations
• Reconstruction timeframes
• Material and labor shortages 
• Property access issues