Reviewing and Understanding Your Home Insurance Policy

Your home insurance policy is extremely important to protecting your greatest investment and it is important to review your policy periodically. There are many reasons that you should review and understand your home insurance policy.

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Does homeowner's insurance cover water damage?

Standard home insurance policies require water damage to be sudden and internal, with the requirement that the water has never touched the outside ground. This means the water damage must be the result of one of the 16 perils covered by your homeowner insurance, such as sudden and accidental tearing, cracking, or burning.

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Flood Insurance Florida

Flooding can be one of the most common damaging natural disasters in Florida that can leave you and your family at great risk. Hire a flood insurance lawyer to go over any suits you may have to take in the future. In Florida, flood risk is higher due to the state’s frequency of storms and proximity to water, hurricane ETA is an unfortunate example of how damaging it can be.

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