Does homeowner's insurance cover water damage?

Standard home insurance policies require water damage to be sudden and internal, with the requirement that the water has never touched the outside ground. This means the water damage must be the result of one of the 16 perils covered by your homeowner insurance, such as sudden and accidental tearing, cracking, or burning.

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Flood Insurance Florida

Flooding can be one of the most common damaging natural disasters in Florida that can leave you and your family at great risk. Hire a flood insurance lawyer to go over any suits you may have to take in the future. In Florida, flood risk is higher due to the state’s frequency of storms and proximity to water, hurricane ETA is an unfortunate example of how damaging it can be.

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How To File A Homeowner Insurance Claim After A Fire In 2020

If you want to make the process of filing your homeowner insurance after a fire in your home or business follow these steps for success.

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