Pre-Existing Damage: Why Your Claim Could Be Denied If Insurers Think The Damage Isn’t New

Your property endured a bit of an accident, and so you submitted an insurance claim (as you should). The place already needed some work done after a prior incident, but you never had the time to fix it up. Did you think that you could take your new settlement check and repair everything all at […]
Denied Or Underpaid Water Damage Claim After A Storm? Here’s What You Can Do

Storms are one of the most difficult struggles to recover from. You have much on your plate already as a property owner in Orlando, so it can slow down your agenda when your insurance company denies your claim or doesn’t give you nearly as much as you need for recovery. The important thing is to […]
Different Types Of Adjusters: Understanding Costs & Comparing Your Options

Property insurance is a big deal, and that’s why there are so many different types of adjusters who specialize in damage claims in Florida. While they all reside in the insurance industry, you could be seeing a difference in settlement amounts by hiring the right (or wrong) type of expert. This guide compares the various […]
2025 Hurricane Season In Tampa Bay: Predicted Activity & Resource Guide

We’ve had a good number of hurricanes hurling their way towards Florida this year. Although we wish for nothing but your safety, it’s better to go into the season fully prepared and ready for anything. Everything you need to know is right below. What to expect, all the resources you need, and where to go […]
Can A Public Adjuster Help My Claim After Fire Damage?

In Tampa, fires can occur as often as storms, hurricanes, or floods. You need to be prepared for any scenario. We’re here to help out our fellow property owners by letting you in on every possible way that a public adjuster can help you with your insurance claim after fire damage! Reach out to Altieri […]
Functional vs. Cosmetic Damage: How They Differ & Can Each Affect Your Insurance Claim

Damage might just look like damage to you. But to your insurance company, there’s an entire network of factors that categorize your specific type of property damage. Yes, you guessed it. Not every category qualifies for coverage. Find out what counts as functional damage and what’s purely cosmetic so you can know what to expect […]
Are You Covered For Damages Which Result From Uncovered Loss?

It doesn’t take long for Tampa property owners to learn just how picky insurance companies can be. Not every loss is viable in their books, and it’s up to you to know what is and what isn’t covered. Don’t set yourself up for failure by expecting a full payment for an uncovered loss. Do yourself […]
How Do Florida’s Hurricane Insurance Deductibles Work?

Hurricane insurance works differently, particularly here in Florida. Why? Primarily because we get hit with them way more often than other states do. This is why most property insurance companies have specific rules for hurricane claims. The best way to go about filing a damage claim is to understand Florida laws surrounding hurricane deductibles so […]
Public Adjusters For Naples HOA & Condo Claims: FAQ

Managing a condo or HOA in Naples is no easy task, and it only gets more difficult when it comes to getting the correct amount for your property insurance claim after a fire or hurricane. We’ve seen it all before, and so we already understand what property owners like you want to know. Find the […]
5 Tips For Landlords Navigating The Insurance Claim Process

A landlord’s job is never done, but there are ways to lighten the load when faced with disasters like fires or hurricanes. Every property manager knows the possibility of encountering devastating damage, especially in an intense landscape like Florida. We’re here to share our knowledge to assist you during your most trying times so you […]