What Does Total Loss In An Insurance Claim Mean?
When filing a property insurance claim, “damage” can mean all sorts of things. You don’t just sustain damage and get reimbursed without going through a complex process. Insurers take the time to assess their idea of scope of damage, their interpretation of details in your policy, and the category of loss that determines how they […]
5 Signs Of Lingering Storm Damage You Shouldn’t Ignore
The battle doesn’t end when the storm is over. There are still challenges to overcome, and slacking off even a little bit can turn the tide for the worse. Know the signs of lingering storm damage that you shouldn’t ignore so you can be proactive in protecting your property. Need help filing a storm damage […]
What Do Insurance Adjusters In Florida Look For?
You put in a claim, and you get an offer. That’s what it might look like on your end, but what is your insurer doing to tally up the numbers? To know that you’re getting a fair settlement offer, you must first understand the role and duties of insurance adjusters. Find out what insurance adjusters […]
How Can the FEMA 50% Rule Impact My Insurance Claim?
Homeowners who are at a higher risk of floods may have heard of FEMA before. Living in Miramar Beach already comes with its own set of problems every time a storm rolls around, so why suffer even more with the high cost of replacements and repairs that are practically unavoidable? The Federal Emergency Management Agency […]
Can I Dispute An Engineer’s Report On My Tampa Insurance Claim?
You don’t need to be a control freak to feel uneasy about leaving your fate in someone else’s hands. Even if you’re not normally the type to question a professional, there are some times when raising your hand can save your livelihood and homestead. Doubt everyone if it means getting what you are owed, even […]
Should I Use My Insurance Company’s Contractor?
Your insurance company has it all planned out. Who will inspect your property, who will appraise the damages, and even who will perform the needed repairs. But what if you want to choose your own team of professionals? You can! You’re not obligated to use your insurance company’s contractor, and there are plenty of reasons […]
How Do Insurance Companies Assess Claims In High-Risk Areas?
Living in Florida comes at a price. We’re not talking about the cost of groceries or other living expenses post-inflation. The larger threat could be lurking in your insurance premiums and your resulting claims settlement. Don’t lose out on any money you have the rights to! This guide reveals how insurance companies assess claims in […]
Are Public Adjusters Affiliated With Insurance Companies?
When you’re unfamiliar with the inner workings of the industry, it’s easy to mistake all things insurance as being the domain of insurance companies alone. However, there are professionals out there who are just as knowledgeable in the field of insurance but are segregated from your insurance provider. Enter public adjusters, your trusted partner in […]
What Types Of Water Damage Are Covered Under Insurance?
Water damage doesn’t always cover everything water-related. Trust us, we know how odd that sounds. Due to the discrepancies between preventable accidents and natural disasters, many insurance companies will categorize various types of water damage into separate policies. This guide will help you better understand the types of water damage that may (or may not) […]
Public Adjusters and Insurance: What Homeowners Should Understand
Property owners in Tampa are often too cautious to retaliate against their insurance companies in the slightest for fear of missing out on coverage or losing their policies. This is a common reason why some people may consider avoiding the use of public adjusters, but we’re here to reassure you that hiring a public adjuster […]
