Can Homeowners’ Insurance Increase After Filing A Claim?
As a homeowner in Miami, you might hesitate to put in for an insurance claim each time you’re faced with damage. If insurance exists for the sole purpose of reimbursement for recovery, then what’s the problem? No one wants their premiums to increase, and that’s typically what happens with each claim filed. It’s not exactly […]
How Important Is A Proof Of Loss Statement In My Insurance Claim?
First time filing a claim? There’s a lot that you can overlook, and the proof of loss statement is the most commonly forgotten. Imagine needing funds for relief right after a hurricane, only to run into complications that can waste valuable time in a situation where every second spent is a dollar down the drain. […]
What Should I Look For In A Successful Loss Adjuster?
In Tampa, suffering a loss after property damage can change your life for the worse. Loss adjusters are supposed to be there to help lessen the blow with their knowledge of the insurance industry. The thing is not all of them are the most qualified to turn the tide in your favor. In this guide, […]
What Does Total Loss In An Insurance Claim Mean?
When filing a property insurance claim, “damage” can mean all sorts of things. You don’t just sustain damage and get reimbursed without going through a complex process. Insurers take the time to assess their idea of scope of damage, their interpretation of details in your policy, and the category of loss that determines how they […]
5 Signs Of Lingering Storm Damage You Shouldn’t Ignore
The battle doesn’t end when the storm is over. There are still challenges to overcome, and slacking off even a little bit can turn the tide for the worse. Know the signs of lingering storm damage that you shouldn’t ignore so you can be proactive in protecting your property. Need help filing a storm damage […]
What Do Insurance Adjusters In Florida Look For?
You put in a claim, and you get an offer. That’s what it might look like on your end, but what is your insurer doing to tally up the numbers? To know that you’re getting a fair settlement offer, you must first understand the role and duties of insurance adjusters. Find out what insurance adjusters […]
How Can the FEMA 50% Rule Impact My Insurance Claim?
Homeowners who are at a higher risk of floods may have heard of FEMA before. Living in Miramar Beach already comes with its own set of problems every time a storm rolls around, so why suffer even more with the high cost of replacements and repairs that are practically unavoidable? The Federal Emergency Management Agency […]
Can I Dispute An Engineer’s Report On My Tampa Insurance Claim?
You don’t need to be a control freak to feel uneasy about leaving your fate in someone else’s hands. Even if you’re not normally the type to question a professional, there are some times when raising your hand can save your livelihood and homestead. Doubt everyone if it means getting what you are owed, even […]
Should I Use My Insurance Company’s Contractor?
Your insurance company has it all planned out. Who will inspect your property, who will appraise the damages, and even who will perform the needed repairs. But what if you want to choose your own team of professionals? You can! You’re not obligated to use your insurance company’s contractor, and there are plenty of reasons […]
How Do Insurance Companies Assess Claims In High-Risk Areas?
Living in Florida comes at a price. We’re not talking about the cost of groceries or other living expenses post-inflation. The larger threat could be lurking in your insurance premiums and your resulting claims settlement. Don’t lose out on any money you have the rights to! This guide reveals how insurance companies assess claims in […]
