It’s the things you do before submitting an insurance claim that help you through the process. Properly documenting your property damage before the adjuster steps in is key to getting your life back on track and with fair compensation. Your trusted team of public adjusters near you is here to enlighten you on what to gather for a complete claim submission.
Receive expert help with all aspects of pre-loss planning at Altieri Insurance Consultants Nashville. We’re the partner property owners rely on!
Capture Photos and Record Videos
Seeing is believing. Insurance adjusters are able to comprehend the full extent of your property’s current state and sustained damages when they can witness it for themselves, even if not in person.
How to take the best photos:
- Focus on natural lighting
- Get a variety of wide and close-up shots
- Capture the same points from multiple angles
- Always keep backup copies
When taking video evidence of your property damage in Nashville, take it slow. Pace yourself as you walk through the scene, pointing out and describing important details as you go.
| Include shots of the exact location or setting for the full story. |
Public adjusters in the area, like Altieri Insurance Consultants, already have years of experience and a talent for taking the type of footage that works best in an insurance claim.
Take An Extensive Inventory of Lost or Damaged Items
Don’t be shy when listing off lost property. Your insurance company can’t compensate you for what they don’t know about, so don’t leave anything out.
Common items that should be recorded:
| ● Clothes
● Linens ● Jewelry ● Handbags ● Watches ● Artwork ● Antiques ● Collectibles ● Washer ● Dryer ● Kitchen appliances ● Sports gear |
● Televisions
● Computers ● Smartphones ● Tablets ● Game consoles ● Sofas ● Chairs ● Mattresses ● Tables ● Rugs ● Bookshelves ● Textbooks |
Even items that appear to be of little value should be recorded. If it’s destroyed, then it can be replaced, and replacements are expenses. Your trusted public adjuster in Nashville can help remind you of what to include in your damage claim.
Hang On to Invoices and Receipts
Some things can’t wait, like emergency repairs or temporary lodging. Insurance companies can reimburse you for these expenses, but only if you provide proof of purchase.
Keep receipts and invoices for:
- Hotel stays
- Restaurant bills
- New clothing
- Car rentals
Materials and services for emergency repairs:
- Tarps and coverings
- Power tool purchase or rentals
- Plywood and fasteners
- Debris removal and clean-up
- Contractors and labor fees
When sending invoices and receipts for certain expenses, your insurance company may also ask for proof of property ownership or residence to show that you had occupied the space when the disaster occurred.
Save all emails, letters, and notes of your conversations. Public adjusters in Nashville can take over communications for you to ensure organization and professionalism.
| Do these extra steps make a difference? Yes, supplying your insurer with every detail gives you negotiating power in a settlement! |
Need to File a Claim? Altieri Insurance Consultants Is the Partner Nashville Property Owners Rely On!
Documenting damage is just as important as the insurance claim submission. Get what you are owed when you hire the expertise of reputable public adjusters near you. Call Altieri Insurance Consultants Nashville today at (813) 247-4757 and watch as your damage claim is handled by industry professionals who are here to represent you!
