What does procrastination get you in an insurance claim? In most cases, nothing. Acting with the utmost urgency is the best way to get what you are owed after facing disastrous property damage. Find out just how true that is as we go over the consequences of missing your deadlines when filing a damage claim. We know your time is precious, so the next time you need to file, leave it to your trusted team of public adjusters at Altieri Insurance Consultants Tampa! We’re the partner property owners rely on.
You Won’t Be Able to File Anymore. Case Closed.
In the worst-case scenario, missing your deadline to file a property damage insurance claim in Tampa will lock you out of being able to file at all. This isn’t something that you’ll be able to fight since there are laws and policy provisions that require these strict time frames to be set and abided by. This time frame is clearly listed in your insurance policy, and it’s your responsibility to know it. Failure to read and understand the deadline listed in your policy gives your insurer every right to deny your claim when you miss your window.
Learn more > What Are The Most Common Reasons Insurance Claims Are Rejected? Let Our Adjusters Save You The Trouble
Insurance Companies Won’t Listen to Your Negotiations
You could try to negotiate your way out of a missed deadline, but when the fault is your own, you have no leverage. Insurance companies in Tampa are known to stand their ground in a rightful denial, regardless of your reason for not being able to file your damage claim on time. Don’t be surprised when they don’t get back to you with urgency, or if they don’t change their mind when underpaying or denying your claim.
Witnesses Lose the Details Over Time
Was there anyone nearby when your property was damaged? A major reason for acting with a sense of urgency is that witness testimonials are best when they’re fresh. Just like trying to recall a distant dream, people tend to forget the finer details the more time that passes. There’s also a good chance that they’ll misremember information even unintentionally. The moment your Tampa property is damaged, it’s best to get out the pen and paper so you can gather any bit of data long before your insurance claim deadline.
Your Evidence Isn’t Going to Wait For You
Just like witness testimonials are better when they’re fresh, physical evidence works the same way. Some damages (or the side effects of said damages) can evolve and change the longer they sit. This isn’t the best representation of what occurred on your Tampa property at the time of the incident, and so any photos or videos taken too late won’t get you an accurate compensation. As you can see, there’s a lot more at stake when it comes to meeting the deadline for your damage claim.
Tips For Meeting Your Insurance Claim Deadlines:
- Contact your insurance company as soon as possible
- Take a note of every essential deadline (set phone reminders if you have to)
- Don’t wait to gather evidence and witness testimonials
- Hire a public adjuster in Tampa to help you stay on track!
Learn more > Do I Need To Hire A Public Adjuster Before Or After Filing A Claim?
Don’t Miss Your Due Date. Call Altieri Insurance Consultants Immediately So We Can Get Started!
For the best chance of earning a fair settlement, contact Altieri Insurance Consultants Tampa at (813) 247-4757 the moment you’re faced with property damage. We’ll get to work promptly to make sure you meet all of your insurance claim deadlines with no time to waste! Meet our team today and get what you are owed.
