Your fire damage was intense, and you want nothing more than to get back to normal as quickly as possible. It might feel like there isn’t any time to waste, but rushing the process can ultimately make things worse. We’re here to stop you before you do something that you’ll regret, like accepting any offer as final settlement without knowing how much money in claim payment you will need to successfully recover financially.
We give you every reason why you shouldn’t accept any settlement offer prematurely after a fire, and why you should instead hire Altieri Insurance Consultants Palm Beach for a team of reliable public adjusters near you who specialize in fire damage claims!
The First Rule of Property Insurance…
Never accept a settlement offer until you know what it will take monetarily to make all repairs. We represent informed policyholders by educating them every step of the way through their claim process.
We’ve seen plenty of insurance claims come through our office in Palm Beach over the years, where the insurance company offers were insufficient to recover or where people have signed away rights of all settlement proceeds to a restoration contractor in the first days after suffering loss.
Because our clients came to us first, we were able to turn those numbers around and prevent the impetuous inclination to get work started immediately with a restoration contractor before knowing the full costs of the job and how much of it the insurance company is willing to pay.
View our case studies to see how your fire damage claim could be met with fairer terms.
Why do many insurance company settlement offers appear incomplete for fire damage claims? There are many reasons, but for many claims, it is due to adjusters being pressed for time at the loss site, or due to inexperienced adjusters missing areas of damage, or alternative repair methods being pushed to save insurers money. The presentation of a quick estimate may first seem like a benefit to you since fire damage recovery is time sensitive. But, when it leads to unfair compensation, it’s worth it to have an expert take another look.
Fire Damage Is Expensive
Such a destructive force leaves little to nothing in its wake. This type of damage does not only come from fire, but also comes from smoke, heat, and water used for extinguishment. Your damage will also vary based on the particular materials affected. Determinations as to repair or replacement must be made within the confines of your policy limits. Wasting good money after bad, by cleaning instead of replacing an item is a tremendous pitfall for those who do not know the potential outcomes. One thing is for sure; it won’t be cheap to restore everything to how it was before the fire.
Accepting a settlement prematurely, be it the first offer or later on in the process, without prior experience to compare it to, can be a blow to your current and future finances. Decisions on how to proceed will be the difference between a full recovery or being financially burdened by excessive out of pocket costs that affect you for a very long time.
One call to your trusted public adjuster in Palm Beach is all it takes to receive a fair valuation.
| Public adjusters from Altieri Insurance Consultants help shoulder the burden in more ways than one, including easing the emotional toll of a house fire. |
Public Adjusters Help Get You a Fair Settlement Offer After a Fire
It’s up to you to make the first call. But after that, your public adjuster in Palm Beach does the rest of the work. We’ll take care of the hard parts while communicating with you every step of the way.
1. Fire Damage Assessment
We’ll visit the property and carefully examine every detail of your fire damage. We take plenty of photo and video evidence and uncover hidden damages to report, like smoke and water damage.
2. Policy Review
After a thorough look at your fire insurance policy, we’ll determine what you qualify for and how to move forward so you can get what you are owed.
3. Documentation
Our team knows fire insurance inside and out, including every document that you’ll need for a complete fire damage claim. We’ll gather and submit all of the paperwork on your behalf to circumvent any mistakes.
4. Negotiation
As your dedicated team of public adjusters in Palm Beach, we’re ready to represent you during negotiations with your insurance company. We’ll use every bit of knowledge and evidence as leverage to encourage fair compensation for your fire damage.
Read more > Should I Get Fire Claim Help From A Fire Claims Adjuster?
Get What You Are Owed For Your Fire Damage Claim. Hire Altieri Insurance Consultants Palm Beach!
We’ve done it for countless others, and now, we can do it for you. Turn your fire damage claim around by calling Altieri Insurance Consultants Palm Beach at (813) 247-4757! We’ll do everything we can to get you a fair settlement offer.
