Without insider knowledge, it can feel impossible to tell if you’re getting a fair amount for your water damage claim in Nashville. If you have even the slightest inkling of your insurer lowballing you, hold off on signing that settlement agreement! Take a moment to learn more about the process and hire your trusted team of public adjusters at Altieri Insurance Consultants Nashville for water damage claim services you can count on to get what you are owed.
Top Reasons Why Your Insurer Might Have Lowballed Your Water Damage Claim
About as sensitive as a sunburn caught by Florida’s blazing sun, insurance companies are known to hold you to every single stipulation as stated in your policy. They’ll use just about any excuse to knock down your settlement amount for a lowball offer on your water damage claim.
If you received a surprisingly low offer for your water damage claim in Nashville, it could be due to any of these reasons:
- Underestimated cost of damage and repairs
- Signs of pre-existing damage
- Missing documentation in your claim
- Technicalities in policy terms
- Water damage policy limits
- Lack of proof in preventing further damage
The first step is always knowing your insurance policy well, especially what counts as a covered loss in your home. Read our guide on what types of water damage are covered under insurance to start off on the right foot!
Once you’ve gone over the basics, we can move on to combating lowball offers for your water damage claim in Nashville.
Don’t Be Afraid to Nitpick Your Insurer’s Assessment
Many insurers in Florida will count on you not questioning their offer. You’re expected to be “polite” and gladly accept the first amount they present to you. Don’t. It’s entirely appropriate to make your own assessment and compare it to theirs to see if you’re getting fair water damage compensation for your Nashville home.
Take Matters Into Your Own Hands. Hire Your Own Inspector.
Public adjusters in Nashville can help you get an accurate assessment of your home’s water damage to use in a rebuttal. This is better than hiring a simple appraiser because public adjusters can do it all! These experts wear many hats, being the ones you can trust for appraisals, claims submissions, and policy reviews, all in one place.
Get Everything In Writing (We Mean Everything)
“Where’s your proof?” You’re going to be hit with this question, so have it ready. Every single piece of paper relating to your water damage incident in Nashville should be kept in a single folder so you can go into every claim prepared. This includes receipts for replacements and invoices for temporary or mitigation repairs to your home.
Gather Your Findings And Send Them All In a Neat Little Package
Take everything you’ve learned and meet your insurance company on equal footing. When fighting back gives you a better chance at a fair settlement, you owe it to your home in Nashville to give it your best shot. Use every tip we’ve given you, don’t give up, and trust in your reputable team of public adjusters who hold a track record of successful water damage claims!
Get What You Are Owed When You Let Altieri Insurance Consultants Nashville Handle Your Water Damage Claim!
Altieri Insurance Consultants Nashville is the partner that property owners rely on for water damage claims services. Call your trusted team of public adjusters today at (813) 247-4757 and get your life back!
