They say it doesn’t hurt to be cautious. We hold that statement dear to our hearts as we’ve seen firsthand what happens when property insurance claims are rushed. One way you can’t go wrong with playing it safe is by documenting all of your belongings, and we mean all of it. Gain insider tips on how to be smart when filing your claim before reaching out to Altieri Insurance Consultants Miami for expert assistance in getting the correct amount for your settlement!
The Partner Property Owners Rely On.
1. Patience Breeds Success
You need to be timely with your property insurance claim, but you also can’t speed through the steps. There’s a sweet spot when it comes to the time you spend on properly handling your claim, otherwise, your attempt at rushing the process for faster recovery can end up backfiring and result in serious delays.
Accuracy is critical in receiving what you are owed. That’s why our team of public adjusters at Altieri Insurance Consultants takes the time to gather every bit of proof like receipts, photos, and inventory logs so you’re compensated for everything you have lost all while meeting your deadlines. Taking inventory of your belongings in anticipation of a natural disaster in Miami can even help you identify anything that’s completely missing after the incident. We recommend doing a video walkthrough of your property or home, and capturing all the rooms on premises at least once a year. Take your time, and photograph each room, as well as the exterior of the house. Additionally, save receipts for any major purchases, repairs or installations to a folder on a cloud storage service like Google Drive, Dropbox, or OneDrive.
2. Get What You Are Owed
You can have all the proof in the world and still run into issues receiving full compensation from your insurer. Many of these conflicts stem from the details in the property owner’s available coverage or the terms listed in the policy. The trick is to know all of these terms ahead of time and have all of your proof of inventory on hand and ready to go so you have the ammo you need to fire back in these negotiations for a timely settlement.
Not everyone has a combative tongue which is why our team of public adjusters in Miami is here to fight in your name! We’re skilled in familiarizing ourselves with our client’s policies in time to negotiate with insurers in their stead.
3. Bring In the Tax Deductions
Having all of your belongings accounted for doesn’t just help you achieve a fair settlement in a property damage insurance claim. Documenting lost items can also earn you some helpful tax deductions in Miami. Come tax season, you can show your tally to your tax advisor to get some extra compensation for disaster-related losses. This bit of financial aid can help you recover from certain disasters even faster.
4. Take Charge When the Time Comes
Getting ahead start in managing your personal inventory can remove one task off your plate when it comes time to file a claim in Miami. You’re already going to be in the thick of it, contacting all sorts of people and filing paperwork, so any prep that you can do to alleviate even a little bit of stress will go a long way. Having everything accounted for so you can easily check off anything that was lost is one of the best ways to encourage faster disaster recovery.
Don’t Skip a Beat. Trust Altieri Insurance Consultants Miami For Accurate and Timely Property Insurance Claims!
Altieri Insurance Consultants Miami is here to help you get your life back as quickly as possible for faster disaster recovery. With quick fingers and a restless dedication to getting your livelihood back on track, you can count on us to get the job done without any slack. Reach out to us today to get started on a consultation appointment!
