The Southeast had an unprecedented deep freeze throughout the states, affecting property owners from Tampa to Nashville. Now that several months have passed, those who sustained damage are left in a predicament. This guide explains what Nashville property owners should be doing following the deep freeze for a return to normalcy after damage.
Altieri Insurance Consultants Nashville is ready to assist those who were impacted by the deep freeze with a reliable team of public adjusters!
How the Deep Freeze Impacted Nashville Property Owners
What harm could a bit of cold weather do? As temperatures dropped to near 20 degrees Fahrenheit, Nashville property owners were experiencing burst pipes and falling debris on to roofs and buildings. This caused an influx of insurance claims for various types of property damage, and many people faced a slow process or lowballed settlements.
| How did it happen? Researchers say that Florida’s deep freeze (the first one in over a hundred years) originated from a strong gust of wind hailing from the Arctic Ocean. |
Types of Insurance Claims to File After the Deep Freeze
If your property in Nashville was impacted by the deep freeze, you’ve likely submitted one of these insurance claims:
Burst pipe insurance claims skyrocketed as pipes had frozen over and either cracked or exploded upon expansion. This occurrence was especially common with houses that had crawl spaces.
Wind damage claims were also filed as a result of the deep freeze, as the cold air brought high winds with it. These strong winds lifted all types of roof material from their decks or toppled large trees down on structures.
Foundation damage also occurred in properties that sustained water damage. As water seeps into the concrete, extreme cold temperatures caused the migrated water to freeze, expand, separating a once solid wall within the foundation.
Safety: Your First Priority Following the Deep Freeze
In the first months following the deep freeze, Nashville property owners should be doing what they can to move the claims process along and build a compelling portfolio of evidence for a fair settlement. Of course, this comes after securing the property, first.
Your to-do list after the deep freeze should include:
- Damage control
- Independent assessments
- Evidence gathering & preservation
- Organized documentation
- Consistent communication
Learn more > How To Document Damage (Before The Adjuster Arrives) In Nashville Properties
The Next Step: Hire a Public Adjuster
Even months after the initial damage caused by the deep freeze, it is not too late to hire a public adjuster for your Nashville property if you haven’t already. Hiring a public adjuster can benefit your case at any point in the insurance claim process because you will:
-Receive an accurate independent assessment to compare with your insurance company’s initial assessment.
-Have a better chance at being presented with a fair settlement offer that accurately reflects the cost of your property damage.
-Gain a better understanding of your insurance policy with a professional sit-down policy review.
-Save time and alleviate stress by entrusting the responsibilities of a damage claim to a reputable Nashville-based public adjuster.
Bounce Back After the Deep Freeze. Schedule an Appointment With Altieri Insurance Consultants Nashville Today!
Our expert team of public adjusters is here to help those who were impacted by the deep freezes. Contact Altieri Insurance Consultants Nashville today at (813) 247-4757 for expert insurance claims services from burst pipes to wind damage and more!
