You don’t need to be a control freak to feel uneasy about leaving your fate in someone else’s hands. Even if you’re not normally the type to question a professional, there are some times when raising your hand can save your livelihood and homestead. Doubt everyone if it means getting what you are owed, even engineers. Read up on how you can dispute an engineer’s report on your insurance claim so you can feel confident in standing up and demanding what you are entitled to.
Altieri Insurance Consultants Tampa is here to help you get the correct amount for your insurance claim. We are the partner property owners rely on!
You Can Dispute An Engineer’s Report, But Here’s the Catch:
Do you feel like something is wrong with your property assessment? You should say something about it. The thing is, an engineer might not listen to just you. They likely deal with complaining customers all the time. So how do you get them to perk up and pay attention? Hire a public adjuster. Getting another professional involved is often the best way to get the ball rolling when it comes to making corrections to your Tampa insurance claim.
To Dispute An Engineer, You Must First Think Like An Engineer
An engineer is brought in to inspect your property for damages before reporting back to your insurer. That’s their one job, and they’re pretty thorough.
Here’s what an average day for an engineer looks like:
- Check for any and all damages to the property.
- Determine whether the damage was caused by the claimed peril.
- Write down every minute detail.
- Send a report to your insurance company.
But like any human being, even experts can make mistakes. Some damages can be taken as the result of non-covered perils like lack of maintenance or regular wear and tear. While this is a common occurrence in Tampa, it might not be the actual reason for your property damage.
Your Step-By-Step Guide to Disputing An Engineer’s Report:
When you suspect that an engineer made a mistake on your report, it’s time to crack some knuckles and come back with your counterattack.
Step One: Get a Better Look at That Report
Compare the engineer’s report to what you know of your property’s damage. Highlight any discrepancies that you want to dispute.
Step Two: Get Another Inspector On Your Property
Give your data to another expert in Tampa who specializes in inspections for a second look-through, like a reputable public adjuster. They may be able to see something that your carrier provided engineer overlooked. You can even hire your own engineer to support your position.
Step Three: Present Your Case to Your Insurer
Once you have a case, come back to your insurer with everything you’ve found to open up a round of negotiations.
Bonus Tips:
- Get your hands on any type of evidence you can find. This includes photos, videos, receipts, local reports, etc.
- Be active in your dispute. Even a moment’s delay can cause evidence to go stale.
- Be honest about your findings. Never exaggerate the truth in pursuit of bigger compensation.
- Report any fraudulent activity to the authorities.
Who Does All of This Best? Your Trusted Public Adjuster
You don’t have time to play Sherlock Holmes, we get it. That’s all the more reason to reach out to your local team of public adjusters in Tampa to handle it all for you. We do everything from assessing your property to gathering evidence and negotiating with your insurance company in your name. We thoroughly analyze the Engineer report to find ways to disprove or counter their narrative and position. We’re like the jack of all trades when it comes to insurance claims as there’s almost nothing we can’t do when it comes to getting you what you are owed!
Learn more > Why Should I Hire A Public Adjuster Versus A Lawyer?
Insurance Disputes Are Our Specialty. Call Altieri Insurance Consultants Tampa Today For Help With Your Claim!
Don’t just sit back and take the carrier engineer’s word. Let us double-check the assessment for a fair insurance claim. Reach out to Altieri Insurance Consultants Tampa today for expert damage claims services near you! Call (813) 247-4757 to schedule a consultation with our team of reliable public adjusters in the area.
