FL LICENSE: W808324

Should I Get a Second Inspection Before Accepting an Insurance Settlement?

Should I Get a Second Inspection Before Accepting an Insurance Settlement? post

It’s an insurer’s job to inspect the property and assess the value of damage before providing a settlement offer. Property owners in Florida many times, go along with the initial valuation by their insurer due to the customary thought that they have no other choice. Dependable public adjusters near you are here to explain why getting a second inspection before accepting an insurance settlement is critical.

Hire Altieri Insurance Consultants Jacksonville today for a second inspection and for reliable property insurance claims handling you can count on! We’re the partner property owners rely on.

What Does a Second Inspection Do For Me?

The results of the first inspection provided by your insurer aren’t always guaranteed to be 100% accurate. There are plenty of things that they can overlook, and every omission can add up to substantial dollar amounts lost from your resulting settlement.

Property owners in Jacksonville benefit from a second inspection by professional public adjusters at no cost because:

  • They are experts who know where to look and what to look for
  • Know how to establish proof of hidden damage
  • They understand Market values for repairs
  • They know how to prepare and present newly found damage for consideration
  • They only are paid off new money negotiated with the carrier
  • Their interest in claims results align with yours
  • Provide guaranteed improved settlement offers
See how a second inspection can affect the outcome of your settlement. Read our case studies to see how we’ve turned claims around for the better!

The Consequences of Neglecting a Second Inspection

A second inspection isn’t a requirement for submitting a property insurance claim or receiving a settlement offer in Jacksonville. However, neglecting this step can introduce avoidable risks:

  • Accepting an inaccurate first inspection could end up in higher out-of-pocket repair expenses for you due to hidden damages found later valued at thousands of dollars.
  • A lack of funds could stop you from seeking full recovery, leading to sequential damage incurred by you down the road.
  • Once you accept an undervalued settlement, do you really know the steps to overturn that decision by the carrier?

The Best Time to Get a Second Inspection In Jacksonville

It is not recommended to delay hiring a public adjuster, but if you must wait for the results of the insurance company’s first inspection to use as a frame of reference, second inspections should be carried out right after receiving the initial settlement offer for your Jacksonville property.  Let your public adjuster perform their third-party assessment to provide you with a clear picture of where that offer stands.

The Perks of Hiring a Public Adjuster For Your Second Inspection

There are ways to gain a second inspection report beyond doing It yourself as a novice when considering the time-consuming effort it takes to decipher significant damage. Public adjusters are the best way for property owners in Jacksonville to receive an accurate damage estimate.  These experts are most qualified to reveal covered damage not considered in the original claim offer.

Public adjusters:

  • Have advanced tools and methods for uncovering hidden damage
  • Have experience in managing thorough detailed documentation
  • Can translate policy terms expanding coverage opportunities
  • Can negotiate settlement terms as your personal representative

Hiring a public adjuster is typically the best move when faced with any type of property damage that you might encounter in Florida.

Read more > Is Hiring a Public Adjuster Worth It for Roof Damage?

Get What You Are Owed When You Hire Altieri Insurance Consultants Jacksonville For Your Second Inspection!

Don’t accept that settlement offer just yet. Call Altieri Insurance Consultants Jacksonville today at (813) 247-4757 so we can get started on your second inspection and help you get what you are owed! Our reliable team of public adjusters is ready to represent you so you can get your life back.

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