Can A Public Adjuster Help My Claim After Fire Damage?
In Tampa, fires can occur as often as storms, hurricanes, or floods. You need to be prepared for any scenario. We’re here to help out our fellow property owners by letting you in on every possible way that a public adjuster can help you with your insurance claim after fire damage! Reach out to Altieri […]
Functional vs. Cosmetic Damage: How They Differ & Can Each Affect Your Insurance Claim
Damage might just look like damage to you. But to your insurance company, there’s an entire network of factors that categorize your specific type of property damage. Yes, you guessed it. Not every category qualifies for coverage. Find out what counts as functional damage and what’s purely cosmetic so you can know what to expect […]
Are You Covered For Damages Which Result From Uncovered Loss?
It doesn’t take long for Tampa property owners to learn just how picky insurance companies can be. Not every loss is viable in their books, and it’s up to you to know what is and what isn’t covered. Don’t set yourself up for failure by expecting a full payment for an uncovered loss. Do yourself […]
How Do Florida’s Hurricane Insurance Deductibles Work?
Hurricane insurance works differently, particularly here in Florida. Why? Primarily because we get hit with them way more often than other states do. This is why most property insurance companies have specific rules for hurricane claims. The best way to go about filing a damage claim is to understand Florida laws surrounding hurricane deductibles so […]
Public Adjusters For Naples HOA & Condo Claims: FAQ
Managing a condo or HOA in Naples is no easy task, and it only gets more difficult when it comes to getting the correct amount for your property insurance claim after a fire or hurricane. We’ve seen it all before, and so we already understand what property owners like you want to know. Find the […]
5 Tips For Landlords Navigating The Insurance Claim Process
A landlord’s job is never done, but there are ways to lighten the load when faced with disasters like fires or hurricanes. Every property manager knows the possibility of encountering devastating damage, especially in an intense landscape like Florida. We’re here to share our knowledge to assist you during your most trying times so you […]
What Is The 80% Rule For Home Insurance & How Can It Affect My Claim?
Having home insurance doesn’t guarantee you coverage. Homeowners in Tampa who have gone through it know how true this is. The good news is, it’s possible to see your outcome from a mile away with the right bit of information. Be prepared for what’s to come the next time you file a damage claim by […]
How Do I Know If A Pre-Loss Program In Nashville Is Right For Me?
Being prepared for the worst in Tennessee might sound like a tall order, and it kind of is. We’re not just talking about stocking up on necessities and having an escape plan in case things get too intense from tornadoes or flooding. For local property owners, some of their fiercest battles are fought with their […]
Can Homeowners’ Insurance Increase After Filing A Claim?
As a homeowner in Miami, you might hesitate to put in for an insurance claim each time you’re faced with damage. If insurance exists for the sole purpose of reimbursement for recovery, then what’s the problem? No one wants their premiums to increase, and that’s typically what happens with each claim filed. It’s not exactly […]
How Important Is A Proof Of Loss Statement In My Insurance Claim?
First time filing a claim? There’s a lot that you can overlook, and the proof of loss statement is the most commonly forgotten. Imagine needing funds for relief right after a hurricane, only to run into complications that can waste valuable time in a situation where every second spent is a dollar down the drain. […]
