Roof Damage vs. Wear-and-Tear: Don’t Let Insurers Take The Easy Way Out
It doesn’t matter if your roof is old. Sudden damage can still happen during Florida’s relentless storms. Even still, wear-and-tear is a common cause for insurance claim denials and underpayments. This guide will show you how to distinguish sudden roof damage from wear-and-tear damage so you can get what you are owed. Facing denials or […]
Storm-Damaged Inventory: Proper Recovery Through Accurate Valuation
You can’t put a price on human life, but you can value your assets. Your storm-damaged items need a proper valuation if you want a thorough recovery when filing a commercial property damage claim in Florida. Learn more about the process, tips for what you can do, and how you can hire us to get […]
Wind vs. Hail Damage: What Tennessee Insurance Policies Cover
Tennessee is a homeland worth fighting for. What if your foe is a byproduct of nature? Homeowners insurance is your shield, and knowledge is your spear. We’re here to arm you with everything you need to know about wind and hail coverage in Tennessee. Get what you are owed with the help of local public […]
Can Miami Insurance Companies Prevent You From Hiring a Public Adjuster?
Getting fair coverage for property damage in Miami should not be controversial. You pay a premium and you should receive coverage. And yet, to a policyholder’s detriment, the Florida Office of Insurance Regulation (OIR) is cooperating with certain insurers to further strengthen a carrier’s leverage and advantage in the claim process against policyholders. Becoming aware […]
Understanding Sub-Limits in Your Insurance Policy: Quick Guide
You may already know all of the important details of your insurance policy, but have you considered that there might be sub-limits that you missed in the fine print? You may know you have X amount of dollars for your policy limit, but are you aware that amount of coverage may not be available to […]
Insurance Claim Denied in Tampa? 4 Steps to Fight Back
A claim denial doesn’t have to mark the end of the story. Your property is your livelihood and investment; it’s worth fighting for at all costs. So, before accepting defeat, do what you can to turn the tide. This guide goes over every step to take to fight back against a denied insurance claim. When […]
Can A Public Adjuster Help Me With An AC Leak Water Damage Claim?
Air conditioners are prone to leaking in Florida. If this happens to you, don’t fret! Public adjusters in Jacksonville have the knowledge and expertise to help you with your AC leak water damage claim, so you can get what you are owed and restore your property! Next time you’re facing water damage, reach out to […]
What Is Ordinance and Law Coverage in Commercial Property Insurance?
Commercial property owners in Naples benefit from knowing about every type of insurance coverage available to them. A policy coverage that can be overlooked is “Ordinance and Law.” This coverage basically responds to new building code costs mandated by the municipality prior to allowing reconstruction to begin. There is no other cost associated with a […]
Can Insurance Cancel Your Policy After a Claim in Tampa?
The only thing worse than a denied claim is a canceled policy. Yes, it can happen, and it can happen to you. It’s not completely out of the question for insurance companies in Florida to cut off their policyholders for a certain cause. Don’t find yourself without coverage. This ultimate guide covers reasons why your […]
How Insurance Calculates Structural Damage in Multi-Unit Buildings in Ocala
Evaluating a claim for an ordinary residence can be less complicated compared to the complexities that come with larger buildings occupied by a myriad of individuals. How do insurance adjusters do it? This guide illuminates the many factors that go into calculating structural damage for multi-unit buildings in Ocala, and why it’s wise to hire […]
