Tampa Homeowners Insurance Alert: What Are Anti-Public Adjuster Endorsements?
Is it legal to hire a public adjuster in Tampa? Yes, absolutely. However, insurers have quietly begun an assault on the homeowner’s right to hire professional assistance from a state licensed public adjuster. Some insurers do not want you to have your own advocate in the claims process, so they have gone as far as […]
Should I Get a Second Inspection Before Accepting an Insurance Settlement?
It’s an insurer’s job to inspect the property and assess the value of damage before providing a settlement offer. Property owners in Florida many times, go along with the initial valuation by their insurer due to the customary thought that they have no other choice. Dependable public adjusters near you are here to explain why […]
Can Preventative Maintenance Records Strengthen a Commercial Insurance Claim?
Insurance policies are designed to respond to the unexpected damage event. An insurance policy is not designed to provide reimbursement for lack of maintenance issues that occur to your property. Ignoring responsible maintenance requirements of a structure not only allows for premature degradation of your property but sets you up for additional problems if and […]
What Florida Homeowners Need to Know About 1% Matching Limitations Before Hurricane Season
Restoring a property after hurricane damage is about more than just repairing what was destroyed. It’s about returning to a life of normalcy and what you had before the damage occurred. Most homeowners’ insurance policies would cover the cost of “matching” materials surrounding damaged areas to keep a cohesive and uniform property. That is, until […]
Is Hiring a Public Adjuster Worth It for Roof Damage?
Roof damage might seem minor enough to keep things simple. Then you’re struck with complications that quickly turn that “simple” repair or patch, into a much larger claim ordeal. Hiring a public adjuster is always worth it for any type of damage in Tampa, especially after a severe thunderstorm or hurricane that has caused damage […]
Roof Damage vs. Wear-and-Tear: Don’t Let Insurers Take The Easy Way Out
It doesn’t matter if your roof is old. Sudden damage can still happen during Florida’s relentless storms. Even still, wear-and-tear is a common cause for insurance claim denials and underpayments. This guide will show you how to distinguish sudden roof damage from wear-and-tear damage so you can get what you are owed. Facing denials or […]
Storm-Damaged Inventory: Proper Recovery Through Accurate Valuation
You can’t put a price on human life, but you can value your assets. Your storm-damaged items need a proper valuation if you want a thorough recovery when filing a commercial property damage claim in Florida. Learn more about the process, tips for what you can do, and how you can hire us to get […]
Wind vs. Hail Damage: What Tennessee Insurance Policies Cover
Tennessee is a homeland worth fighting for. What if your foe is a byproduct of nature? Homeowners insurance is your shield, and knowledge is your spear. We’re here to arm you with everything you need to know about wind and hail coverage in Tennessee. Get what you are owed with the help of local public […]
Can Miami Insurance Companies Prevent You From Hiring a Public Adjuster?
Getting fair coverage for property damage in Miami should not be controversial. You pay a premium and you should receive coverage. And yet, to a policyholder’s detriment, the Florida Office of Insurance Regulation (OIR) is cooperating with certain insurers to further strengthen a carrier’s leverage and advantage in the claim process against policyholders. Becoming aware […]
Understanding Sub-Limits in Your Insurance Policy: Quick Guide
You may already know all of the important details of your insurance policy, but have you considered that there might be sub-limits that you missed in the fine print? You may know you have X amount of dollars for your policy limit, but are you aware that amount of coverage may not be available to […]
