Community associations are always busy with countless tasks to keep everything in check. However, it’s not uncommon for community managers to hire public adjusters to help lighten the load. Learn more about how public adjusters work with community associations and how Altieri Insurance Consultants of Jacksonville is the partner property owners rely on!
Why Community Associations Need the Extra Help
Those running community associations are responsible for countless aspects of managing properties. They are expected to handle many issues, including construction, maintenance, administration, and unfortunately, insurance claims. It’s common for properties to endure sudden, unexpected property damage. Especially those which occur in a bustling Florida city like Jacksonville with its surrounding areas. Thankfully, public adjusters are there to shoulder some of the property claim burdens for you.
Read more > When Does a Condo’s HOA Need to Hire a Public Adjuster?
Public Adjusters Are Diligent and Thorough
From the moment you make the first call after a damage event, public adjusters act promptly to guide you through the initial moments of need which will relate specifically to the upcoming insurance claim. They will give guidance towards preserving evidence of damage for the adjuster to inspect. They will coordinate with specified property personnel for identification of potential community life safety issues, controlling property access, ground maintenance security, and application of relevant vendor mitigation efforts. The professional public adjuster will begin an insurance policy analysis and make personal contact with your insurer to schedule a guided inspection for their adjuster highlighting all related event damages.
With the assistance of a professional public adjuster, the peace of mind experienced by the property manager during this time of great chaos is invaluable.
To Reach Successful Settlements You Need A Professional Adjuster, Not Just An Appraiser
When experiencing the need to file a property claim, use the best tools available to get paid correctly and promptly. Obtaining the services of a professional public adjuster to advocate for your interest is the best way to achieve this successful outcome. Public adjusters are the only professionals licensed by the State to adjust claims for the policyholder, besides attorneys. They have all claim authority for preparation, presentation, negotiation, and policy coverage analysis capabilities to create the needed leverage in bringing claims to successful conclusion. These attributes go far beyond those who can only prepare damage estimates for Appraisal and who are not allowed to even discuss if something is covered under the insurance policy. When you need serious medical care, a nurse can be helpful, but you ultimately want to see the doctor. When you suffer a serious property loss, you want someone who has all the skills to handle the entire claim.
|
What’s the Difference? A property damage appraiser may provide you with comprehensive assessments, but that is where their authority ends in the claims process. They can only discuss damage repairs and are not authorized to discuss coverage. So, if the carrier denies any portion of the estimate from coverage, the appraiser has no recourse for you. A public adjuster has the authority to make the arguments necessary to overturn insurer coverage denials to get you paid. Read more > What’s The Difference Between A Public Adjuster And An Appraiser? 5 Key Differences |
Public Adjusters Have Valuable Experience and Specialized Knowledge
You might know everything there is to know about managing a community association, but only public adjusters possess the specialized knowledge and expertise you need to handle property insurance claims in a way that results in a fair and timely settlement. Together, with the added value of a public adjuster, you have everything you need to restore your community and bring balance to your residents!
Public adjusters hold curated knowledge that allows them to navigate the complexities of insurance claims like no one else can. What some might overlook, a public adjuster can spot from a mile away. These experts also have experience handling large-scale claims for communities like condominiums and HOAs which is why it’s always best to let them do the strategizing and talking for you. It is just good business to use professionals when involved with matters of specialized complication. Analyzing complex insurance policy language and contemplating a myriad of specialized construction processes most certainly qualifies for the need of professional insight and guidance.
Altieri Insurance Consultants Partners With Community Associations In Jacksonville!
Need a team of public adjusters you can trust for your community association? Altieri Insurance Consultants of Jacksonville is the one to trust for comprehensive property claims services near you! We help community managers get what they are owed when faced with property damage and insufficient settlement offers. Schedule your consultation today!
