Nobody wants to lose their business, their livelihood, to disaster, regardless of the type of calamity that strikes. However, with a hurricane, you must recognize that the catastrophe can get beyond your property and be widespread through an entire community. Sometimes you can lessen the impact of total loss with a little bit of planning.
Take a moment to review these hurricane preparedness safety tips to protect your business. When filing your claim, trust in the experts at Altieri Insurance Consultants Tampa, The Partner Property Owners Rely On!
Getting Into the Mindset of Securing Your Business
In Florida, you know the extent of damage a hurricane can do. Before the storm arrives, view your property with a keen eye towards building and business physical vulnerabilities and do your best to secure them. Take note of the vital daily operational components required to run your business and use all reasonable measures to protect them.
Consider the type of commercial property that you own and plan for its unique needs.
Remember these crucial aspects:
- Secure structural points like roofing, windows, doorways & signs
- Have backup generators at the ready should power go out
- Place life safety repair vendors on notice in advance of the event
- Schedule professional board-up services
- Outdoor assets like vehicles and large equipment should be sheltered
- Consider if your location is prone to flooding
- Employee and customer safety
The Hurricane Checklist For Business Owners:
When a hurricane is in the latest forecast, it’s time to get to work securing your business. This is when everything you’ve thought about in the previous step comes into play and remember everyone’s safety (including your own) is always first.
Regardless of what your emergency plan looks like, we encourage you to perform the following tasks if you can do so safely:
- Stay up to date with real-time news and weather reports so you can act quickly when prompted to do so.
- Keep in touch with any and all employees currently on the clock and have them evacuate when necessary.
- Begin boarding up windows and entry points.
- Move any vehicles or other outdoor equipment into secure indoor storage.
- For assets that can’t be moved such as fuel tanks, ensure they are securely anchored to the ground and protected as best as possible.
- Check that all drainage is clear to prevent floods and that all generators have enough fuel to operate.
- Shut down production by machinery during the entirety of hurricane activity.
- Protect any important records and documents.
- Secure the property from looters and vandals.
While you have this checklist on hand, much of the effort will go into proactive preparedness long before the hurricane begins. In anticipation, make a routine out of practicing safety protocols with your team.
Navigating Hurricane Insurance Claims for Commercial Properties
Many business and property owners have experienced what they call an even bigger hurdle than the hurricane: getting paid correctly by their insurance company! This is why knowing how to navigate insurance claims is crucial towards protecting your business and fully recovering from your insurer to fund repairs and mitigate the risk of the claim becoming worse than the disaster. For a better way to handle your claim and survive a catastrophe, leave it to your trusted team of insurance advocates.
Insurance companies only pay what they believe they owe. By hiring a professional public adjuster like Altieri Insurance Consultants, you can acquire the leverage you need to get insurers to pay what you believe they owe!
Take a look at our case studies for examples of how the right insurance consultant can help protect your business.
Altieri Insurance Consultants Help Business Owners With Hurricane Claims!
Your trusted team at Altieri Insurance Consultants Tampa carries decades of experience in handling hurricane claims for property owners. Reach out today to see what we can do for you to help you protect your business! We are The Partner Property Owners Rely On.
