Not everyone knows exactly what to do in the face of a disaster, but it’s something you should learn when living in Florida. Altieri Insurance Consultants Tampa is here to make things easier for you by providing you with this essential checklist on what to do after a home disaster:
Why It Pays to Be Prepared For a Home Disaster
When you’re not fully prepared for a disaster, you can suffer the consequences even longer after the immediate crisis has ended. Analyze your home’s vulnerabilities before a loss happens and make the corrections needed. The point is that there are plenty of ways you can help your situation and mitigate the damage before and after a disaster.
Read more > Hurricane Prep 101: Before, During, and After
Follow These Essential Steps For Your Safety:
The preparations you take beforehand are crucial, but what you do afterward is just as important. Follow these steps for an easier recovery after a home disaster:
Take a Headcount
The first thing you should always do is make sure everyone is accounted for. Take note of everyone who was home at the time of the incident, including pets if you can do so safely.
Move to a Safe Location
Move to a safer location if this one is significantly compromised. Keep in mind, there could be potential dangers you cannot see on the surface such as structural damage inside of the roof or walls, gas leaks that can ignite, or exposed wires that may come in contact with water. Remove all valuables from the damaged home.
Get Your Insurance Claim Started
Now is when you contact your insurance provider to get a claim started. Many insurance companies have deadlines for you to meet. Hire a public adjuster to advocate for your interests and to provide the personalized claim service so badly needed.
Understand What Your Policy Obligates You To Do
- Give timely notice of the loss to your insurer
- Prevent further damage & secure the property
- Present your claim to the insurer
- Allow the insurer to inspect as often as they wish
- Separate damaged items from undamaged
- Cooperate with your insurer to the fullest
- Sit for attorney depositions under oath if requested
| Hire a Public Adjuster to Help With Your Claim When filing an insurance claim, it’s just good business to allow a professional public adjuster to represent you. This will ensure that everything gets filed, is reported accurately, and is done so timely. These experts specialize in getting you the correct offer more than you could ever do for yourself. |
Altieri Insurance Consultants Can Help You Recover From Home Disasters!
Any time you are faced with a home disaster, hire Altieri Insurance Consultants Tampa for our insurance claims services, and let us handle the complex claim details. We are here to help you get your life back!
Altieri is The Partner Property Owners Rely On!
