To many property owners in Florida, hiring a public adjuster isn’t optional. You can’t assume that your insurance claim will go smoothly the first time around. There are plenty of tragic stories of business owners and homeowners feeling they did not recover properly from their insurance claims. That is why it’s normal to seek help from a professional. Like any other financial investment endeavor, using a professional to protect your assets and advance your position is just good business.
If you have an insurance claim in Florida, check to see if these signs are present in your process and reach out to your trusted team at Altieri Insurance Consultants:
1. Red Flags In Insurer Conduct To Watch For
One of the biggest red flags to recognize with insurance providers is when they do not provide advance or initial payments in the first days after loss to help you fund unexpected costs due to the disaster. Using insurance money, rather than digging into your own pocket to fund emergency expenses, should be provided after suffering serious damage to your home or business. Another red flag is when an insurer urges you to hire “their contractors” in the first days after loss when you do not know how much it will cost or what they intend to repair. Do not allow yourself to be bypassed in the claim process. Avoid any idea that takes control of claim settlement dollars from you. You should be paid for your loss, and you should control how that money is spent on repairs.
2. Insurance Claims Are Taking Far Too Long to Process
Some insurance providers may take their time processing your claim. We have come across instances where policyholders have waited many months or years for their insurance company to even discuss a potential for settlement. For commercial property owners, every day wasted is a day of lost profits. If you feel like your claim isn’t moving along as it should, a public adjuster can contact your insurance company directly and get the ball rolling again. We are not here just to get you paid; we are also here to get your life back!
3. Your Insurance Claim Has Been Unjustly Denied
More often than you would expect, insurance companies have been known to outright deny any amount of payment to their insured. When it’s clear that your property has sustained damage due to natural causes or accidents, this result is entirely unacceptable. Most people would either take the loss or get started on legal action. However, you can receive what you are owed without legal complications by hiring a public adjuster. Many insurance companies will reverse their errant denial when presented with professionally documented facts supporting your position in a manner that speaks their language. Achieving a reversal in coverage can save you from prematurely entering into legal combat unnecessarily.
4. The Settlement You Received Is Not a Fair Amount
A common mistake that people make is accepting offers out of frustration, then move on dissatisfied. Not all offers made by carriers are intended to be complete or comprehensive. It is not unusual for a policyholder to feel their offer is unfair. You deserve to be able to use the policy you purchased to your advantage. Doing so allows you to collect properly, affording the opportunity for a well-funded and timely start back to recovery. Not all insurance company adjusters are equally knowledgeable about their profession. Hiring an Altieri adjuster puts vital knowledge into your hands, which brings you leverage throughout your claim. At Altieri Insurance Consultants, we have settled thousands of cases and recovered over a billion dollars for our clients.
5. Your Insurance Policy is Too Complex for Most to Fully Understand
If you try to take matters into your own hands by deciphering the language of your insurance policy, chances are you will come out of it even more confused than you were before. One can argue that confusion is by author’s design. It is fair to say that insurance policies are written to be complicated and difficult to understand. To fully comprehend what they say and mean requires years of study and analysis. This is where Altieri adjusters shine. Altieri public adjusters understand the intricacies of your insurance policy, develop claim strategies to benefit you from that policy, then explain the terms to you. Insurance policy reviews are one of our many services at Altieri Insurance Consultants. An educated client is our best client.
Don’t Go Through Your Claim With A Feeling of Unfair Treatment By Your Insurer.
For precise damage evaluation, persistent pursuit of your claim settlement, and the professional handling of your recovery:
Call Altieri Insurance Consultants, the Partner Property Owners Rely On.
