Hiring a public insurance adjuster is one of the smartest decisions you can make as a business owner or homeowner looking to file a property insurance claim. Understanding the role a public adjuster plays in the property claims process will benefit you greatly as you make your decision to engage with their services. Keep the following considerations in mind as you make your decision. You can always consult with the experienced professionals at Altieri Insurance Consultants Tampa for all of your insurance claims needs in Florida!
1. Public Adjusters Work For You, Not Insurance Companies
Florida business owners and homeowners can rely upon public adjusters to be their dedicated advocate in the property claims process. Public adjusters (PA) are expert claim handlers who work in favor of their clients, the policyholder. Their whole purpose is to prepare, then adjust your insurance claim from your perspective with the insurance company adjuster to assure you of the opportunity to achieve the most favorable settlement. Taking this route reduces stress of uncertainty, while placing your recovery into expertly competent hands. Let your PA deal with the insurance company, while you work at getting your life back in order.
2. Public Adjusters Are Officially Licensed and Bonded For Your Protection
You shouldn’t hire just anybody to handle your residential or commercial property insurance claim in Florida. There are too many frauds out there who are not always in business for the right reasons. A public adjuster is uniquely licensed, trained, and skilled to work in this profession. Many times, those from associated industries who are NOT licensed will compare themselves to a public adjuster by indicating they do the same work and that is just not true. People do not compare themselves to those who are less-than, but to always something better. An easy way to check the legitimacy of a public adjuster in Florida is to ask to see their state license issued by the Department of Financial Services (DFS). A true public adjuster will not hesitate to prove their qualifications to you and ensure both your safety and peace of mind.
3. Insurance Companies Recognize Public Adjusters On Legal Terms
When you hire a public adjuster, insurance providers in Florida know to accept them in an official capacity. Florida Statutes and Administrative Codes require insurers to work with your public adjuster. An insurance company must communicate and interact with these insurance consultants which is why many homeowners and business owners take advantage of this opportunity to receive a fairer settlement. With personal professional representation available by, hiring a public adjuster, your risk of claim distress is significantly reduced, making their engagement is often a win-win situation.
4. Trusted Public Adjusters Are Bound By Florida Codes of Conduct and Ethics
Florida licensed public adjusters must follow claim handling guidelines established by the state to protect the insured public. They also are bonded and vetted through FBI Background Checks. The goal of a professional public adjuster is to help you receive a fair and timely settlement to get your life back. The lifeblood of a public insurance adjuster is its established referral base of past clients. Testaments to their capabilities should always be sought out and available for your review.
Bottom Line
Hiring a public adjuster for insurance claims in Florida is a smart move and just good business, especially when dealing with insurance companies whose loyalties may vary. Upon engaging the services of a public adjuster to represent you in the claim, you will have established an aligned interest shared by no one else within the claims process. This mutually beneficial relationship assures you that your advocate will work for your best results.
Just be sure to keep the following in mind before hiring your consultant:
- Ask for proof of their qualifications like proper licensing
- Check their references to see what their past clients think of them
- Confirm they have the right expertise to handle your claim
Learn more > When Should I Use A Public Adjuster In Florida? 5 Signs You Need One
Get to Know Your Local Public Adjusters at Altieri Insurance Consultants!
Millions of property owners in Florida since the 1950’s have made the right decision to use public adjusters. It is just good business to use professionals when you have tens of thousands or hundreds of thousands or even millions of dollars at stake. Policyholders in Florida can trust Altieri Insurance Consultants Tampa for reliable commercial or residential insurance claims services to receive what they are owed. Our team of dedicated public adjusters can help you get your life back by advocating a complete settlement that is with a fair amount you can rebuild with.
