When you’re unfamiliar with the inner workings of the industry, it’s easy to mistake all things insurance as being the domain of insurance companies alone. However, there are professionals out there who are just as knowledgeable in the field of insurance but are segregated from your insurance provider. Enter public adjusters, your trusted partner in facing your insurance company in a fight for a fair settlement!
See the difference with public adjusters you can rely on at Altieri Insurance Consultants Nashville. We’re dedicated to helping you get your life back.
What Are Public Adjusters, Anyway?
Let’s make one thing clear. Public adjusters do not work for any insurance companies. This simple fact makes all the difference because you can trust a public adjuster to work in your favor when filing a claim. Public adjusters are skilled in handling every part of the claims process, including:
- Assessing the damage
- Gathering evidence
- Preparing the documents
- Submitting the claim
- Negotiating compensation
- And more
Whether you need something fixed in your damage claim or you wish to hand off your case to an expert from the get-go, hiring a public adjuster in Nashville can end in better results.
The Relationship Between Public Adjuster and Insurance Company
Public adjusters and insurers carry the same wealth of knowledge regarding insurance policies. As mentioned earlier, the only difference is that public adjusters work in your favor while insurers act as representatives for the insurance company. What this means for a public adjuster is that they can use their knowledge to benefit the insured in ways that the client can not do themselves.
Communications between a public adjuster and an insurance company in Nashville will encompass details like discrepancies in the client’s policy or settlement offers. You could say that these two professionals are destined to be at odds with each other, with the public adjuster looking to earn a fair settlement for their client and the independent adjuster often aiming to minimize payouts.
Read more > How Do I Know If I Should Hire a Public vs Independent Adjuster
Do I Need to Hire a Public Adjuster? (Should I?)
A public adjuster isn’t always necessary to file a claim, but hiring one is likely to get you a better offer in Nashville. It’s always advised to get a public adjuster involved for every claim at any point during the case. Public adjusters have been known to speed up the claims process for faster recovery. Or, if your claim has been rejected for any reason, a public adjuster can help you appeal your denied claim!
So, to answer your question, yes, you should hire a public adjuster even if you feel like you might not need one. You never know if there’s something you could be overlooking, and you won’t know unless you get an expert’s opinion.
What About Other Types of Adjusters like Desk Adjusters & Independent Adjusters?
You may have filed a claim previously and dealt with various people from the insurance company. It is key to understanding that Desk Adjusters are direct employees of the insurance company, and can make coverage determinations, adjust estimates, and ultimately control how much money gets paid out. Sometimes, Independent Adjusters may get involved in assessing the claim. Don’t let the term “independent” fool you, ultimately these outside third-party consultants are compensated by insurance companies, and the carrier desk adjuster can still override any findings by these independent adjusters. Essentially, any adjusters that aren’t Public Adjusters represent the interest of the insurance company.
Meet Your Local Public Adjusters at Altieri Insurance Consultants Nashville!
Next time you need to file an insurance claim, don’t hesitate to give our team of public adjusters a call. We’ll do everything we can to help get you the correct amount for your settlement so you can get the help you need for a full recovery. Reach out to Altieri Insurance Consultants Nashville today!
