You might be wondering if an independent adjuster is any better than a public adjuster (or the other way around). The answer isn’t so black and white because they’re almost nothing alike. Sure, they’re both in the same profession, but there’s only one type of adjuster that works purely for you. Choosing the wrong adjuster to trust can result in denied claims or unfair settlements, but we’re here to help you prevent that.
This article reveals the stark differences between a public and independent adjuster and why Altieri Insurance Consultants Miramar Beach is the partner property owners rely on for a team of talented and dedicated public adjusters in the area!
Knowing the Difference Between a Public Adjuster and an Independent Adjuster
The differences are simple, yet the results can be financially debilitating. Let’s start with defining both professions before delving into the pros and cons of each:
An independent adjuster is hired by the insurance company and represents said company in a claim.
A public adjuster is hired by the insured, representing the policyholder to negotiate with the insurance company on their behalf.
By this logic, you can already see how a public adjuster benefits you when filing an insurance claim. However, let’s keep going so you understand the full weight of who you’re placing your trust in.
Read more > 4 Things Florida Property Owners Should Know About Public Adjusters
Independent Adjusters Aren’t There For You. Here’s Why You Shouldn’t Take Their Word:
They say don’t bite the hand that feeds you. Independent adjusters are hired by the insurance company, so their primary goal is to work within the company’s best interest. While they may claim to work within the details of your policy, their determinations can often be overruled by insurance company staff desk adjusters who have the final say on claim settlements.
Staff desk adjusters, working directly for the insurance company, have the authority to review and alter the outcomes determined by independent adjusters. This internal hierarchy means that even if an independent adjuster evaluates your claim fairly, the ultimate decision may still not be in your favor due to the influence of staff desk adjusters.
To combat this duo of independent and staff adjusters, Public Adjusters like your trusted team at Altieri Insurance Consultants work tirelessly day and night to fight fraud and unfair practices in your stead like a knight in shining armor!
Public Adjusters Are the Heroes Property Owners Call to In Their Time of Need
When the world feels stacked against you during a time when everything already feels hopeless, public adjusters step in to save the day. Public adjusters work for you and only you, giving you someone to trust wholeheartedly in the face of ruthless insurers.
Public adjusters handle everything for you to ensure the correct amount for your insurance settlement from representing you during negotiations to filing and organizing your paperwork. These heroes will even arrive on the scene soon after a disaster to collect evidence so you don’t have to put yourself in needless danger.
Public Adjusters Are Ready to Lend You a Hand In Miramar Beach. Call Altieri Insurance Consultants Today!
When you want your insurance claim to work out in your favor, public adjusters are the ones you can count on. Meet our team today when you reach out to Altieri Insurance Consultants Miramar Beach for a consultation. We’re here to help you get your life back by any means necessary!
