Your insurance company has it all planned out. Who will inspect your property, who will appraise the damages, and even who will perform the needed repairs. But what if you want to choose your own team of professionals? You can! You’re not obligated to use your insurance company’s contractor, and there are plenty of reasons to second-guess their on-call experts. Figure out the pros and cons of seeking out your own contractor and why you should trust in your team of public adjusters near you.
Altieri Insurance Consultants Tampa can help you make the right decisions so you can get the correct amount for your damage claim!
Using Your Insurance Company’s Contractor Is Not a Requirement
It’s your property, you have the right to decide who works on it. There’s nothing stopping you from finding your own contractor in Tampa with a solid reputation and greater skill set for your peace of mind. The only thing you’re losing is a streamlined insurance claim experience, but that can be a small price to pay to avoid the potential downsides. Of course, there may also be situations where it’s better to allow your insurer to choose your contractor for you. It’s your call, just know how to make it!
Here Are Some Reasons to Stick With Your Insurer’s Contractor:
For busy property owners in Tampa who are pressed for time, trusting in the insurance company’s contractor may be the best option for quicker restoration through a streamlined process. Finding your own contractor takes time, and in that time, you could be watching damages getting worse and occupants being eager to file complaints.
Another benefit to relying on your insurer’s contractor is that their hired professionals may already be very familiar with the company’s standards for replacements or repairs. This can free you of the dilemma of completing repairs just to be told that it’s not up to standard. Then, you’re faced with more time and more money spent on getting it done the “right” way.
Insurance Company Contractor Red Flags to Look Out For:
When should you start questioning your insurer’s choice of contractors? When you don’t like how they’re handling your property, simple as that. In the end, it’s your property that’s being repaired, and so the results should be to your liking. Additionally, if their professionalism, responsiveness and customer service is subpar, you do not necessarily need to continue with them.
A common problem with insurance-hired contractors in Tampa is that they typically implement a “one-size-fits-all” approach. Nothing and no one is the same, so throwing the same solution at every problem won’t always work. If you don’t like the quality of work, the method of your repairs, or the contractor’s past history, then it’s better to go with your gut and take matters into your own hands.
Not Sure What to Do? It’s Time to Trust Your Public Adjuster!
It’s hard to know whether or not you’re making the right choice with your insurance company’s contractor. Public adjusters have an eye for these types of professionals and can guide you towards satisfactory repairs to your property.
Hiring a public adjuster in Tampa comes with countless other perks, including handling your damage claim for you and negotiating with your insurer for a fair settlement offer. Think of public adjusters as your personal team of advisors who know how to get you the best possible outcome. While we do not perform any construction, our team has a rolodex of potential referrals and introductions we can make. Ultimately, it’s up to you who you want to hire to make the repairs. While not recommended, you can even make some of the repairs yourself if you’re looking for a DIY project like painting.
Read more > Are Public Adjusters Affiliated With Insurance Companies?
Make the Right Move and Reach Out to Altieri Insurance Consultants Tampa First!
Are you going to place your fate in the hands of your insurance company’s chosen contractors, or are you going to step in and call the shots? It’s up to you, and Altieri Insurance Consultants Tampa is here to back you up with any decision you make! Give us a call at (813) 247-4757 to schedule a consultation, and let’s find the best course of action for your property damage claim.
